Christopher Hester is the Managing Partner of J & J Merchant Systems, where he leads strategic growth, partner development, and client advocacy across the organization. With more than 27 years of experience in the payments and financial services industry, Christopher has built a reputation for operational excellence, risk management expertise, and a merchant-first approach to business. Prior to his role at J & J, he held senior leadership and review positions overseeing underwriting, compliance, and portfolio performance, giving him a deep understanding of the full merchant lifecycle. Christopher is known for his principled leadership style and unwavering belief that long-term success is built on transparency, education, and caring about the businesses he serves.